Health Insurance

If you plan to stay in Denmark for less than three months, you should purchase private health insurance to cover any medical treatment that you might require during your stay.

The Danish Health Security Act covers foreign students staying for more than three months. It means that once you have your yellow Health Insurance Card, showing your name, address and personal registration number (CPR number), you will be allowed to receive free medical treatment in clinics and hospitals.

However, please note that this does not cover the costs of medical evacuation back to your home country, emergency repatriation and personal liability. For this reason, we encourage you to purchase travel insurance as well.

Nordic students

You are automatically covered by the Danish Health Security Act.

EU/EEA students

You should get your European Health Insurance Card from your local authorities before travelling to Denmark. This card is proof that you are entitled to health insurance in your home country. Above all, it gives you access to free medical care in Denmark until the Danish Health insurance covers you.

To be covered by the Danish Health Security Act, you must register at the Borgerservice (Citizen Service) immediately upon receiving your residence certificate.

Other international students

As an international student from a country other than the above mentioned, you are covered by the Danish Health Insurance Scheme as soon as you register at the Borgerservice (Citizen Service). You must register at the Borgerservice within five days after your arrival in Denmark.

Other insurances

It is your responsibility to insure yourself while you are staying in Denmark as Aarhus University does not cover any losses that may occur. We highly recommend that you take out the following insurance policies either before or immediately after arriving in Denmark.

Third-party insurance/liability insurance (ansvarsforsikring)

This insurance is a must. It covers any losses you might have if you have to pay compensation to another person.

Accident insurance (ulykkesforsikring)

This insurance covers the financial consequences of an accident.

Home insurance (indboforsikring)

Insurance of your personal belongings.

If you decide to buy insurance in Denmark, the University recommends that you contact different insurance companies to find the one that best suits your needs. The large insurance companies such as TRYG, Top Danmark and Alm. Brand Forsikring have homepages in English.